What Chesapeake Homeowners Need to Know

A new garage door is one of the highest-return home improvements you can make, Remodeling Magazine's Cost vs. Value report consistently shows garage door replacement returning over 90% of its cost at resale. But the upfront investment, typically ranging from $800 to $4,000 or more depending on material, size, and insulation, isn't always timed conveniently with cash flow.

Financing makes it possible to get the door that's right for your home, not just the one that fits this week's budget.

Does Financing a Garage Door Make Sense?

• Emergency replacement A failed spring or damaged door can render it inoperable. When you need a replacement quickly and the timing doesn't align with your budget, financing gets the problem solved now.
• Full system upgrade New door, new opener, new hardware. The total investment is higher, but so is the result. Financing the package rather than compromising on components often makes more sense long term.
• Planned renovation Improving your home's exterior and want the garage door to match? Financing lets you choose the right door rather than defaulting to the cheapest option.
• Commercial projects Multiple doors, high-lift systems, or commercial operators represent a larger investment. Financing smooths the cash flow impact for business owners.

Financing Through Acorn Finance

Garage Door Enterprises offers financing through Acorn Finance, a platform that connects homeowners with multiple lenders through a single application. Checking your rate takes minutes and does not affect your credit score.

How it works:

1. Submit a single application with no hard credit pull to check rates
2. Receive offers from multiple lenders with different rates and terms
3. Choose the option that fits your budget
4. Get approved and schedule your installation

Check My Rate via Acorn Finance →

What Can Financing Cover?

• New door supply and installation
• Opener supply and installation
• Hardware, tracks, springs, and cables
• Removal and disposal of the existing door
• Commercial door projects

What Does a New Garage Door Cost for a Homeowner in Chesapeake?

We provide a written estimate before any work begins ensuring that there's no surprises.

Ready to Get Started?

Garage Door Enterprises serves Chesapeake, Virginia Beach, Norfolk, Portsmouth, Suffolk, Hampton, Newport News, Cape Charles, and Currituck County, NC. Call (757) 482-9350 to discuss your project, or apply for financing directly through Acorn Finance.

Does Insurance Cover Garage Door Repair?

Garage doors are one of the home's most important features. As of 2023, research shows that 55% of homeowners use their garage as the main entryway. This means the average garage door moves 3 to 5 times daily, which equals about 1,500 times per year. This amount of use puts a lot of stress on garage door parts.

When garage door repair is needed, it may be frustrating for homeowners unfamiliar with their insurance policy. Not all garage door repairs will be covered by insurance, but you can be prepared before garage door damage strikes.

Signs You Need Garage Door Repair

• The keypad and opener remotes won't work
• The garage door won't open or close
• The garage door moves and reverses
• The garage door comes off the track
• The garage door moves very slowly
• The garage door makes abnormal grinding noises
• The garage door moves inconsistently
• The garage door has loose or fallen parts

Tips When Choosing an Insurance Provider

Review Garage Door Coverage: When deciding on an insurance plan, ensure that there's coverage for garage door repairs specifically vehicle and weather damage, not damage due to old age or lack of maintenance.

Ensure You're Familiar With the Policy: Most people don't know what their policy covers until damage has already occurred. It's important that you understand the type of home repairs that are covered in your homeowner's insurance agreement.

Have A Second Party Review: It may be a good idea to have a second party, a lawyer, landlord, or family member review your homeowner's insurance policy.

Vehicle Damage

Sometimes accidents happen and someone hits the garage door with their car. Fortunately, this is typically covered by insurance. If someone outside your household hits your garage door, their insurance will be liable for the damage.

Natural Disaster

Severe weather can sometimes cause extensive damage to garage doors. Typically, wind and hail damage are covered, but earthquake and flood damage are not always covered.

Criminal Activity

If you experience vandalism or a break-in that harms your garage door, insurance should cover the repair cost.

When Damage Happens

Review Your Insurance Policy: After garage door damage occurs, don't wait to schedule a repair. Using a damaged garage door can pose a safety hazard and cause further damage.

Document Evidence: Take pictures immediately after the damage happens.

File a Claim: If it was criminal activity, you may have to file a police report first.

Garage Door Repair in Chesapeake, VA

Garage Door Enterprises is your team if you need garage door repair in Chesapeake, VA! Our technicians are well-trained to provide the best garage door repair in your community. We'll gladly work with your insurance company to develop the best plan of action. Give us a call at (757) 482-9350 for more information.